Issues You Need To Consider When Offering Your Employees Dental Coverage

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If you run a company, one of the issues you may have to deal with from time to time is how to offer the best working conditions for your staff members. For instance, you could opt to offer them free dental care, where you would foot any dental health bills that they incurred as long as they are employees. Most medium sized and small firms are usually apprehensive about doing this, since it’s often seen as an easy way to lose money. However, there are a few tips you can make use of to ensure that your employees benefit from such a move, without having to incur heavy losses. Some of these include:

Figure out what sorts of treatments you will be covering


If you are keen on offering such cover, the first thing you need to consider is what you will pay for. For instance, are you willing to pay for cosmetic dental procedures that your employees and their family members have? Most of these may be very expensive. To avoid this, you may make it a policy that the company will only pay for dental services that are non-cosmetic, such as root canals and tooth extraction.

If you decide to go down this road, it would be very important to make sure that everyone who would benefit from the cover should understand this. For instance, when getting new employees, you would need to give them documents that show exactly what you will and won’t cover as far as dental is concerned.

Which dentist they are allowed to use

You should also consider where the employees are going to get the dental work done. If you are keen on cutting down on costs while making sure that they get quality dental care, you could partner with dental clinics that offer cheap but affordable dental care. An example of this is Dao & Associates Dental Centres. In addition to controlling how much you are likely to pay for certain procedures, limiting your employees to specific providers will also give you room to negotiate. For instance, if you have identified one or two dentists to work with, you could approach them to form a partnership where all your employees would be treated at a subsidized rate.

Whether you will also cover their family members or not

In addition to that, you also have to consider the fact that most of your employees will have family members. When keen on offering them dental cover, you will need to decide on whether you will also pay for their dental care or not. Some firms seeking to cut down on costs may prefer only treating their employees only, but also treating members of the immediate family has been shown to increase the perception that staff have towards the company.

Will there be a limit as to how much they can spend?

For each dental procedure or period of time, you may also need to define the limits that you will be working with. This is usually used as a way to curb very high bills that may arise from providing dental cover to employees.

In summary, it’s entirely possible to offer dental cover to your employees even if you are a small or medium sized firm. The most important thing to remember is that to limit costs, you may need to think about how to deal with the small details associated with providing the service. The above are some of the commonest questions you will need to ask yourself so that you don’t end up overspending on the dental cover. In the end, you will make your staff members more loyal and productive, without damaging your bottom line.

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